Promotions literacy · English
Test whether a bonus leaves deposited money separately withdrawable
A promotions worksheet for tracing deposit balance, bonus funds, mixed wagers, restrictions and withdrawal fees before an offer changes the account display.

Test whether a bonus leaves deposited money separately withdrawable
A promotion can make the account balance look larger while attaching restrictions to bonus funds. The user needs to know whether deposited money and winnings from that money remain identifiable and withdrawable without extra play.
The Commission page explains requirements for Great Britain licensees on separating deposit and bonus balances and restrictions on withdrawing deposits. Other jurisdictions may not use the same rules.
Snapshot the account before opting in
Record deposited cash, cash winnings, pending withdrawals and any existing restricted funds. Without a baseline, later balance movements cannot be attributed reliably.
Save the account timestamp and offer version without exposing payment credentials. The guidance supports checking that deposit and bonus pots are distinct, significant withdrawal terms are disclosed and wagering requirements do not attach to the deposit balance.
Identify how the interface labels deposit balance, bonus balance and winnings from each source. One combined number can conceal which amount is immediately withdrawable. Ask support for a written breakdown when the display is ambiguous.
Map the two balance pots
Identify how the interface labels deposit balance, bonus balance and winnings from each source. One combined number can conceal which amount is immediately withdrawable.
Ask support for a written breakdown when the display is ambiguous. It cannot approve a SignalBet offer, determine another country's rights, eliminate lawful compliance checks or guarantee that a disputed account is paid immediately.
Check whether a stake can draw from both pots and how resulting winnings are allocated. Mixed funding can make withdrawal consequences difficult to predict from headline terms. Work one numerical example using the published allocation rule before accepting.
Trace mixed wagers
Check whether a stake can draw from both pots and how resulting winnings are allocated. Mixed funding can make withdrawal consequences difficult to predict from headline terms.
Work one numerical example using the published allocation rule before accepting. Decline the bonus when the cash path cannot be explained before acceptance, and never wager more merely to recover a deposit that should remain separate.
Record withdrawal fees, minimum amounts, verification requirements and what happens to uncompleted bonus funds. A disclosed fee and a wagering requirement are different conditions and should not be merged. Compare the complete exit with declining or cancelling the bonus.
List every exit cost
Record withdrawal fees, minimum amounts, verification requirements and what happens to uncompleted bonus funds. A disclosed fee and a wagering requirement are different conditions and should not be merged.
Compare the complete exit with declining or cancelling the bonus. A larger promotional balance is not added income. Adults 18+ should compare the no-bonus option and keep gambling inside a pre-set affordable limit.
Ask whether the deposited amount can be withdrawn now without another stake and what balance would be forfeited. If the answer requires trial play, the offer is not clear enough for a safe decision. Keep the answer and use the formal complaint route if the live ledger contradicts it.
Run the no-more-play test
Ask whether the deposited amount can be withdrawn now without another stake and what balance would be forfeited. If the answer requires trial play, the offer is not clear enough for a safe decision.
Keep the answer and use the formal complaint route if the live ledger contradicts it. A promotion can make the account balance look larger while attaching restrictions to bonus funds. The user needs to know whether deposited money and winnings from that money remain identifiable and withdrawable without extra play.
Record deposited cash, cash winnings, pending withdrawals and any existing restricted funds. Without a baseline, later balance movements cannot be attributed reliably. Save the account timestamp and offer version without exposing payment credentials.
What the official source supports
UK Gambling Commission withdrawal and bonus-balance guidance: The guidance supports checking that deposit and bonus pots are distinct, significant withdrawal terms are disclosed and wagering requirements do not attach to the deposit balance.
Where the source stops
It cannot approve a SignalBet offer, determine another country's rights, eliminate lawful compliance checks or guarantee that a disputed account is paid immediately.
Make the documented decision
Decline the bonus when the cash path cannot be explained before acceptance, and never wager more merely to recover a deposit that should remain separate.
A larger promotional balance is not added income. Adults 18+ should compare the no-bonus option and keep gambling inside a pre-set affordable limit.
Build a final verification sheet
A promotion can make the account balance look larger while attaching restrictions to bonus funds. The user needs to know whether deposited money and winnings from that money remain identifiable and withdrawable without extra play. Decline the bonus when the cash path cannot be explained before acceptance, and never wager more merely to recover a deposit that should remain separate. A larger promotional balance is not added income. Adults 18+ should compare the no-bonus option and keep gambling inside a pre-set affordable limit.
Save the account timestamp and offer version without exposing payment credentials. Ask support for a written breakdown when the display is ambiguous. Work one numerical example using the published allocation rule before accepting. Compare the complete exit with declining or cancelling the bonus. Keep the answer and use the formal complaint route if the live ledger contradicts it.
For more context on Promotions literacy, compare this source with the responsible-play centre, the guide library and our editorial policy. SignalBet Guide referral links are disclosed, and compensation does not control sourcing, corrections or safety conclusions.
Source: UK Gambling Commission withdrawal and bonus-balance guidance ↗
